Golden Visa by bank deposit in Dubai: requirements

The Golden Visa by bank deposit lets you obtain long-term residency in the United Arab Emirates by holding a fixed deposit of 2 million dirhams with a UAE bank. You do not need to buy a property or set up a company: the application rests on the deposit and on the certificate issued by the bank.

This guide explains how it works based on a real quote we requested in October 2026 for an application of this type in Dubai: which deposit is required, which documents you need to prepare, what the steps are and how much the process costs.

What it is and what it offers

The deposit Golden Visa grants a 10-year residency, renewable as long as the applicable conditions continue to be met. Its advantages:

• Renewable 10-year residency.
• No local sponsor.
• Family: the holder can sponsor their spouse, their children and domestic workers.
• Multiple entries into the country.
• Long-term stability to live in the UAE.
• Access to resident services: banking, education, healthcare and the other services for residents.

The deposit: what is required

The deposit must meet the eligibility criteria and the minimum amount approved by the authorities at the time of the application, so it is worth confirming them before setting it up. The bank is involved twice in the file: with the deposit application and with the NOC for the GDRFA. If you have not chosen a bank yet, we review the options in the best banks in Dubai.

Documents you need to prepare

• Passport copy, valid for at least 6 months, and passport cover page.
• Recent passport-style photograph with a white background.
• Emirates ID copy, if you already have one.
• Copy of your current visa, if you have one.
• Bank NOC, in Arabic and addressed to the GDRFA, confirming that the required amount is deposited in your name.
• Deposit application issued by the bank.
• Bank statement, if requested.
• A valid UAE mobile number.
• Email address.

Additional documents may be requested during the review of the file.

Step-by-step process

1. Set up the deposit: 2 million AED in a fixed deposit with a UAE bank, for a minimum of 2 years.
2. Obtain the bank documents: the deposit application and the NOC in Arabic addressed to the GDRFA.
3. Golden Visa approval: submission of the file and nomination. Final approval is at the discretion of the immigration authorities.
4. Medical examination.
5. Emirates ID application.
6. Issuance of the 10-year residence visa.

How much it costs

The figures from the real quote we received in October 2026 for a deposit Golden Visa in Dubai, per holder:

Government fees depend on the applicant’s circumstances and on the immigration regulations in force at any given time, so the final amount may vary.

Other routes and next steps

The deposit is one of the routes to the Golden Visa. If you are considering buying in Dubai, see the Golden Visa through property investment; if you invest through a company, the Investor Visa. For the tax side, see our guide to UAE tax residency.

At LorcaBase we handle the entire file with bilingual support: the deposit and the bank documents, the application, the medical examination, the Emirates ID and the family sponsorship.